SYSTEM STATUS — OPERATIONAL

Loans, collected
and accounted for,
without the spreadsheets.

One place to onboard borrowers, activate loans, collect on schedule, and know exactly where every payment stands — so nothing gets chased down by memory.

Card & bank activation · iVeri gateway · role-based access
3
Roles, fully scoped
2
Ways to activate — card or bank
5
Report types, always current
1
Ledger everyone trusts
Why teams switch

Everything a lending desk actually needs.

No modules to bolt on later. Borrowers, loans, collections and reporting were built to work as one system from the start.

Borrowers in one profile

Contact details, bank accounts, employment history and every loan they've ever held — searchable in seconds, not spreadsheets.

Activate loans in minutes

Card activation with 3DS through iVeri, or a bank account for scheduled batch collection — whichever fits the borrower.

Collections that don't get missed

Auto-debit runs on schedule, failed payments retry automatically, and nothing quietly falls through the cracks.

Batch payments, handled

Group pending bank payments, export for offline processing, and mark them paid in bulk when they clear.

Reports that answer the question

Portfolio health, arrears, and transaction history — the numbers a lender actually gets asked for, ready on demand.

Access that respects roles

Officers manage their portfolio, borrowers see only their own loans, and admins see everything — no exceptions.

From application to close

A loan's whole life, in five moves.

Borrower onboarded

Details captured once, reused everywhere.

Loan created

Amortised or manual — your call.

Loan activated

Card or bank — the subscription begins.

Payments collected

On schedule, with retries if one fails.

Portfolio reported

Visible the moment it's asked for.

“
We stopped reconciling collections by hand the week we switched on batch processing. The portfolio finally matches the bank statement.
— Finance Officer, using Ledger & Loan daily
Held to account

Built so nothing moves without a record.

Role-based access

Admin, officer, and borrower each see exactly what they should — and nothing they shouldn't.

Every action logged

Activity and gateway logs are retained, so any change can be traced back to who made it.

Secure card processing

Card authorisation runs through iVeri with 3DS — credentials never leave environment configuration.

Your ledger is waiting.

Sign in to manage borrowers, activate loans, and reconcile collections — all from one screen.